Credit card fraud is committed by any person who, for the purpose of obtaining anything of value with the intent to defraud, uses a credit card. Using lost or stolen cards, and fraudulently acquiring credit cards through the mail, are all common types of credit card fraud. Violations and penalties associated with credit card fraud fall into the legal category of fraud and related activities in connection with access devices. Access devices are the things that allow access to account funds – anything from credit cards themselves to telecommunications equipment to PIN codes to counterfeit cards. More than half of the credit card fraud that goes on today takes place through a very familiar access device – the computer.